If you love finding easy ways to earn extra cash, why not start with a free $100 just for signing up? There are plenty of legit apps that reward new users with instant sign-up bonuses you can actually cash out.
The tricky part is knowing which apps are real and which ones waste your time.
Keep reading to discover the best apps that offer a $20 or more sign-up bonus with fast withdrawals. With just a few taps, you could be earning money straight to PayPal or gift cards. No fluff. Just real rewards.
Best $20 Sign-Up Instant Withdraw Offers
Here are the best $20 sign-up bonus offers to consider today:
1. Fundrise
About Fundrise: Fundrise is a great way to dip your toes into real estate investing without needing tons of cash upfront. For as little as $10, you can start building a real estate portfolio, and new users even get a $10 bonus to kick things off.
Whether you’re new to investing or looking to diversify, Fundrise offers an easy and flexible way to grow your money while investing in properties nationwide.
How Payouts Work: You earn money from rent and property growth. Payouts are sent every quarter and can be reinvested or withdrawn.
- Earn passive income with real estate investing starting at just $10
- Easy-to-use app for seamless access to crowd-funded real estate deals
- Perfect for those who want their money to work for them
2. Freecash
About Freecash: Freecash is a free app that pays you cash for completing offers, testing apps, surveys or trying games and you can cash out instantly (same day).
New users get a $5 sign-up bonus, and many hit $10-20 in earnings within the first hour.
Legit platform that has paid out over $50M to users so far, and I personally use it daily.
How Payouts Work: You can cash out instantly through PayPal, Bitcoin, or gift cards. Some rewards let you withdraw with as little as $0.25, so you can get paid fast without waiting around.
SIGN UP:
3. SoFi
About SoFi: SoFi is not just a bank account, it is a complete money app. You can manage checking, savings, investing, and even credit all in one place.
The Checking and Savings account has no monthly fees, no overdraft fees up to $50, and pays one of the highest interest rates you will find. You get paid up to two days early, instant transfers, free ATM access at 55,000 locations, and automatic saving tools built right in.
On top of all that, new users can earn up to $300 when they set up qualifying direct deposits. It is free to use, simple to set up, and gives you everything you need to manage your money in one app.
SoFi already has millions of members and is quickly becoming the future of banking because it combines perks, flexibility, and real cash bonuses.
How Payouts Work: Once your qualifying direct deposit hits, SoFi credits your bonus to your account. You can use it right away to spend, transfer, or save.
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4. Current
About Current: Current is a modern mobile banking app built to make money simple. It comes with no monthly fees, early direct deposit, and real-time spending alerts. Plus, you can access up to $750 before payday with no credit check.
Over 4 million users are using this awesome bank account, which is coined the future of banking. New users can get a $50 bonus with $200 direct deposit (use code WELCOME50).
How Payouts Work: Want a quick $50? Open a free Current account, enter code WELCOME50, and set up a $200 direct deposit within 45 days. You’ll get your bonus within 10 days. No monthly fees, no hassle. Just extra cash for signing up.
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5. Upromise
About Upromise: Upromise is a free rewards program that helps you earn cash back for college or student loan repayment just by shopping online, dining out, or using the Upromise credit card.
Over 7 million members have used Upromise to earn more than $1 billion in rewards toward education. You can link your 529 college savings account or simply use the platform to save up for future expenses.
New users can also earn a $30 bonus just for joining and connecting a 529 account or any financial account.
It is a smart, set-it-and-forget-it kind of app that rewards you while you go about your day. I recommend it for anyone looking to turn everyday spending into education savings.
How Payouts Work: Rewards are deposited directly into your Upromise account balance or linked checking account.
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6. KashKick
About KashKick: KashKick pays you real money for doing simple things like answering surveys, watching videos, trying out apps, or signing up for services. It is free to join and super easy to use.
New users get a $1 sign-up bonus just for creating an account, and it does not take long to start seeing earnings stack up.
The site is clean, fast, and offers plenty of high-paying tasks. I personally use KashKick when I want quick wins and some extra cash without much effort.
How Payouts Work: Cash out directly to PayPal once you reach $10 in earnings.
SIGN UP:
7. InboxDollars
About InboxDollars: InboxDollars pays you real cash for simple tasks like taking surveys, reading emails, playing games, and watching short videos. It’s been around since 2000 and has paid out over $80 million to users.
New users can grab a $5 bonus just for signing up, and there are plenty of quick-earning opportunities if you spend even just a few minutes a day on it.
It’s easy to use, has consistent payouts, and is a solid choice for earning a little extra in your spare time.
How Payouts Work: Cash out via PayPal, check, or gift cards. The minimum payout is $15.
SIGN UP:
8. Nielsen
About Nielsen: Nielsen rewards you just for keeping their app installed on your devices. It runs in the background anonymously and helps them understand internet usage trends. You do not have to do anything once it is set up.
You can earn up to $60 per year in gift cards simply by letting it run. That is totally passive income for zero effort.
Nielsen has been a trusted name in data and market research for decades, and this is one of the easiest ways to earn something without lifting a finger.
How Payouts Work: Get paid in electronic gift cards sent directly to your email. Rewards are sent regularly as long as the app remains active.
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9. Survey Junkie
About Survey Junkie: Survey Junkie is a free platform that pays you for sharing your opinions through surveys. It is easy to use, legit, and one of the most trusted names in the space.
More than 20 million people have signed up, and it has paid out millions in rewards. You can start earning right away by answering short surveys that match your profile.
It has a clean interface, plenty of survey options, and strong user reviews. I use it myself and have found it to be one of the most consistent survey apps out there.
How Payouts Work: Cash out through PayPal, bank transfer, or gift cards. Minimum payout is just $5.
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10. Arrived
About Arrived: Arrived lets you invest in real estate starting with just $100. You buy fractional shares of rental properties and earn passive income from rent and property appreciation.
It is backed by big names, including Jeff Bezos, and has already helped over 500,000 investors get started in real estate without the hassle of being a landlord.
I use Arrived to diversify my income and get exposure to real estate without needing to buy a home or deal with tenants.
How Payouts Work: Earn rental income paid out quarterly, and watch your investment grow as property values increase. You can reinvest or cash out through your account.
SIGN UP:
11. Swagbucks
About Swagbucks: Swagbucks is one of the most well-known rewards platforms that pays you for things you already do online. You can earn by answering surveys, watching videos, using their search engine, or shopping through their portal.
It is a legit platform that has been around since 2008 and has paid out over $900 million to users. Every beermoney user knows about it. If you are not using it yet, now is the time to start.
New members can earn a $10 bonus when they sign up and meet a simple earning threshold.
How Payouts Work: Redeem your Swagbucks points for PayPal cash or gift cards. Cashout starts at just $1 for some rewards.
SIGN UP:
Conclusion
At the end of the day, getting a $20 sign-up bonus won’t change your entire financial situation. But it is a real and easy way to put a little extra cash in your pocket without doing much at all.
Some of these money making apps even offer fast payouts, daily bonuses, and more ways to earn once you’re in. If you’re curious and want to try something low-effort that actually pays, signing up could be a solid first step.
Who knows? That first $20 might lead to more than you expected.
I’m rooting for you!
